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  • Tom Boyd

How to Thrive

Department of Justice Recovers $2.5 Billion in Healthcare Fraud Recovery: More Than $27.5 Billion Since 1986 by Chuck Buck, November 23, 2010

The Department of Justice announced…that it recovered $2.5 billion in healthcare fraud—the largest in history—and represents the second largest annual recovery of civil fraud claims.

Health and Human Services (HHS) netted the biggest recoveries, largely attributable to its Medicare and Medicaid programs, according to a news release issued by the Department of Justice and posted on its Web site.  Recoveries were also made by the Office of Personnel Management, which administers the Federal Employees Health Benefits Program, the Department of Defense for its TRICARE insurance program and the Department of Veterans Affairs, among others.

Read more…


Senate rejects 1099 filing repeal

Employee Benefit Advisor, December 1, 2010

Two efforts to repeal PPACA’s 1099 filing requirement failed in the U.S. Senate.  Under that requirement, approximately 40 million businesses would have to file a form 1099 for every vendor that sells them more than $600 in goods.  Read full story…


Employer-sponsored health insurance costs up 41 percent since 2003 (excerpt)

Healthcare Finance News, December 2, 2010

The Commonwealth Fund reports that employer-sponsored family health insurance plans increased by 41 percent from 2003 to 2009 – more than three times the rate of increase for personal income in that same time frame….

While the study found that most employers still pay the bulk of the insurance premium costs – 70 percent for family coverage and 81 percent for individual coverage – the increases have used employer resources that might have been deployed in other ways, such as in pay or contributions to employee retirement plans.  And while employers may not have passed on the bulk of premium increases, the plans they have chosen have also seen a steady rise in the amount of cost shifting occurring, with increases in deductibles alone increasing 77 percent on average.  There was also an increase in the number of people facing deductible payments – up to 74 percent in 2009, versus 52 percent in 2003.



USA Today, November 15, 2010

Franchises and The Law

Finding Financing

Working Remotely


How to Thrive in Changing Times

by Philip Humbert,

1.  Maintain lots of “personal bandwidth.”  That means taking superb care of yourself!  People who are happy, healthy and rested simply do better than people who are tired, hungry, stressed or worried.  Practice extreme self-care.  Maintain your personal bandwidth.

2.  Focus on the Big Picture.  Stay current and be aware.  But always evaluate change in the context of your values, your goals and your preferences.  Use change to create the life you truly want, rather than to merely “keep up.”  Understand what’s happening, and leverage it to your advantage.

3.  Invest in Tools.  Knowledge and skills matter!  The more you know about your industry and what’s happening (and who’s leading), the more options you have.  Remember, “leaders are readers.”  And I love the quote from Buckmeister Fuller that, “You cannot learn less.”  Watch the news, read the business journals, network with the smartest people you can find.  Stay current and stay ahead of the pack in 2011.

Our world is infatuated with anything new or improved and that’s not going to change.  What you can control is your response to change.  Master it!  Learn to respond rather than merely reacting.  Use change and growth to your advantage rather than merely trying to hang on and endure!  In 2011 make change (and growth!) your friend.  Use them to your advantage.



I always tried to turn every disaster into an opportunity.”

-John D. Rockefeller

The best career advice to give the young is, find out what you like doing best and get someone else to pay you for doing it.”

-Katherine Whilehaen

People often say that motivation doesn’t last.  Well, neither does bathing.  That’s why we recommend it daily.”

-Zig Ziglar

Persistent people begin their success where others end in failure.”

-Edward Eggleston

Let others lead small lives, but not you.  Let others argue over small things, but not you.  Let others cry over small hurts, but not you.  Let others leave their future in someone else’s hands, but not you.”

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