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  • Tom Boyd

Happy States…

Ventilator-Associated Pneumonia Rates Drop 70% in Study

HealthLeaders Media, February 22, 2011

Checklists and hand washing strategies have reduced rates of ventilator-associated pneumonia by 70% in a study sponsored by the Federal Agency for Healthcare Research and Quality.


More hospital mergers on tap in 2011

Healthcare Finance News, February 22, 2011

The single stand-alone hospital may be a “concept of the past” according to an expert on hospital mergers and acquisitions who spoke at the HIMSS11 conference in Orlando, Fla.


HHS Imposes First Civil Monetary Penalty for HIPAA Privacy Violation (excerpt)

Healthcare Financial Management Association, February 25, 2011

The Department of Health and Human Services (HHS) has imposed its first-ever civil money penalty for Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule violations.  Cignet Health has been penalized $4.3 million for denying 41 patients access to their medical records on a timely basis, according to the HHS Office for Civil Rights.  HIPAA requires that a covered entity provide a patient with a copy of their medical records within 30 (and no later than 60) days of the patient’s request.


HHS Announces Funding to Move Medicaid Beneficiaries Out of Long Term Care (excerpt)

Healthcare Financial Management Association, February 25, 2011

States will receive new federal support to help move Medicaid beneficiaries out of institutions and into their own homes or other community settings, announced HHS.


Fidelity: Average 401k balances reach 10-year high (excerpt)

Daily Finance, February 23, 2011

For participants continuously active in saving for the past 10 years, average balances rose to $183,100 at the end of last year from $59,100 at the end of 2000, Fidelity said.

To put the numbers in perspective, however, keep in mind baby boomers between 46 and 54 should have about 14.6 times their final salary saved in order to maintain a similar lifestyle in retirement, according to calculations by human resources consultant Aon Hewitt.

Let’s say you’re a baby boomer making $60,000 a year.  That means you would need about $876,000 set aside.  Total savings should include workplace accounts like a 401(k), accumulated Social Security benefits, and any pension or other retirement savings you may have available.

Younger workers will need even more, advises Aon Hewitt.  Those between 31 and 45 will need about 16 times their final pay and the youngest workers – those between 18 and 30 – should save 18.7 times their final salary.

The average amount workers defer from their paychecks into their 401(k) plans remained at 8.2 percent for the eighth straight quarter.

That contribution level still falls short of the common advice of planning experts who recommend setting aside 10 to 15 percent of your salary.  That figure includes an employer match, which is most often about 3 percent.

The 10 Happiest States

Gallup, the polling company, released the results of its annual well-being index, which ranks the 50 states and the District of Columbia by the happiness of their residents. …

The 10 happiest states in the Gallup index are:  Hawaii, Wyoming, North Dakota, Alaska, Colorado, Minnesota, South Dakota, Utah, Connecticut, and Nebraska.

The 10 least happy states are:  West Virginia, Kentucky, Mississippi, Arkansas, Alabama, Ohio, Delaware, Nevada, Louisiana, and Michigan.


2011 Health Insurance Reform Tax Credit Calculator

for Small Business

A link to estimate the possible tax credit.

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